1. Payment Terms

1.1. Booking Payment: A booking payment as specified by the company rep is required to secure our wedding planning services on the dates of the events. This payment must be made at the time of booking via credit card or bank transfer.

1.2. Payment Methods: We accept payments through major credit cards and bank transfers. All payments are processed through secure payment gateways to ensure the safety of your financial information.

1.3. Processing Fees: Please note that a processing fee of [X]% will be applied to all online transactions. This fee covers the cost of payment gateway services.

2. Cancellation Policy

2.1. Cancellation and Refund:
* If you cancel your booking six (6) months or more prior to the event date, you will be eligible for a 50% refund of the booking payment.* If you cancel your booking less than three (3) months prior to the event date, no refund will be provided.

2.2. Notification of Cancellation: All cancellations must be communicated in writing. The date of receipt of the cancellation notice will determine the applicable refund policy.

3. Security of Online Payments

3.1. Payment Gateway: All online payments are processed through a secure payment gateway. We use industry-standard encryption to protect your financial information during the transaction process.

3.2. Data Protection: We are committed to protecting your personal and financial information. Please refer to our Privacy Policy for details on how we handle your data.

4. Liabilities

4.1. Accuracy of Information: While we strive to provide accurate information on our website, errors may occur. We are not liable for any inaccuracies or omissions in the payment process.

4.2. Force Majeure: We are not liable for any delay or failure to perform our obligations due to events beyond our control, including but not limited to natural disasters, acts of terrorism, or pandemic lockdowns.

5. Governing Law

5.1. Jurisdiction: These terms and conditions are governed by and construed in accordance with the laws of India. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in Kochi, Kerala, India.

6. Amendments

6.1. Changes to Terms: We reserve the right to modify these terms and conditions at any time. Any changes will be posted on our website, and it is your responsibility to review them periodically.
By making a payment, you acknowledge that you have read, understood, and agreed to these terms and conditions.